What We Do
At Cornerstone Wealth Management, we believe financial planning is a continually evolving process. Establishing a solid financial framework is essential to providing a fluid plan that seeks to address the ever-changing situations life throws our way. The following is a list of areas where we can provide assistance:
Whether it is helping you develop a comprehensive financial plan or just reviewing your current situation our desire is to satisfy your current needs, goals and objectives.
Why is it that we often spend more time planning for yearly week or two long vacations than we spend planning for our longest vacation, in retirement? It can be a daunting task. We can assist you in creating an accumulation and/or income distribution strategy that will help with a desired retirement lifestyle.
Estate and Asset Protection Strategies
Designing a plan that provides financial confidence in life and helps increase the estate for beneficiaries requires the consideration of a variety of strategies. Cornerstone Wealth Management believes it is important to regularly review your estate plan especially in light of the frequent estate tax reform.
Investment Portfolio Analysis
Keeping you informed of how your investments are performing, and to make adjustments as needed. We believe that a portfolio should be diversified, and excess returns can be achieved by overweighting undervalued asset classes and investment styles. Performance is unique to each investor and our desire is to build and maintain a portfolio that helps meet your individual objectives within the constraints you have established.
While we do not believe taxes are the primary factor in financial decisions we do believe it is vital to consider the tax implications of any financial transaction. Utilizing our knowledge we can be efficient in helping reduce your tax liability, and keep more of your money working for you.
Managed Asset Plans
We can provide professional and independent fee-based portfolio management.
We perform a needs analysis to determine what type of life insurance you need. Term, Universal Life or Variable Universal Life. We can then determine the amount of policy needed.
Long Term Health Care Insurance
In the ever changing world of health care, we also offer long term health care insurance for those times you need coverage due to life changing events.
Annuities can be an efficient tool in long term retirement planning. There are several types of annuities we can look at for you. Fixed, variable and Immediate to see what best fits your future retirement goals.
"Investing involves risk including the potential loss of principle. No strategy assures success or protects against loss. Past performance is no guarantee of future results."
Financial Planning offered through LPL Financial, a registered investment advisor.